Points and miles get all the glory, but the unsung hero of smart travel planning is what happens when things go wrong - a cancelled flight, a lost bag, a sudden illness abroad.
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There's a growing breed of traveler who no longer wants a hotel room - they want a home away from home, complete with a separate living area, a kitchenette, and enough square footage to unpack for a week without living out of a suitcase.
Pairing a week at sea with a few nights in a five-star suite has become one of the most sought-after ways to travel, and savvy travelers are discovering that the right loyalty program can transform this combination from a splurge into a strategically earned reward.